Domestic Package Insurance

It is a package of insurance policies that provides cover against risks present in your private dwelling.
Being a package policy, it has a number of covers under it to cater for different insurable interests in private homes;
b) Owners’/Occupiers’ Liability Section
This section covers the home owner or occupier against legal liabiity of third parties for accidental bodily injury and accidental loss of damage to property.
a) All Risks Section
It covers accidental damage and theft to specified portable items which are carried outside the house such as cameras, laptops, radio, jewelry etc
c) WIBA Section
This covers domestic servants such as house helps, watchmen, gardeners and drivers in respect of injury, death or disease arising out of and in the course of employment. The cover is mandatory for all employers as per
the work Injury Benefit Act.
d) Contents Section
This covers furniture, household goods and personal effects of every description, the property of the insured or that of any member of his/her family normally residing with him, fixtures and fittings of the insured’s or
for which he is legally responsible.